What the appraiser looks at
Beyond the home itself, a rural appraisal considers the land, how it is used and zoned, and everything on it.
- Acreage, soil and land use
- Outbuildings, barns and shops
- Well, septic and road access
- Zoning and any severance potential
- Comparable rural sales, sometimes from a wide area
What affects the cost
Farm and acreage appraisals usually cost more than a standard house because of travel, the time needed to find comparable sales, and the extra items to inspect and value. Each property and file is different.
Order a rural appraisal through AppraisalDesk
Tell us the property type, the acreage and the lender’s requirements. We assign a qualified appraiser who works in the area, and you follow the order by text and email.
- See the price before you place the order
- Your order is assigned to a qualified local appraiser
- Real-time updates by text and email, and online order tracking
- The borrower can pay online by secure link
- Download the report online and message the appraiser
Frequently asked questions
How much does a rural property appraisal cost?
Usually more than a standard house, because of travel, extra items to inspect and the search for comparable sales. You see the price before you order.
Do I need a specialist for farmland?
For working farms and larger land holdings, an appraiser with agricultural experience is a good choice. The AIC’s AACI designation covers all property types.
Why are rural appraisals harder?
There are fewer recent sales nearby, so the appraiser may need to look further afield and adjust for differences in land, buildings and services.
Does the appraiser check the well and septic?
The appraiser notes them and how they affect value, but does not test them. Lenders may ask for separate water or septic reports.